> 💬 *Work where you want, live how you like.* — The new rule of remote life

The idea of a **“workation”**, working while on vacation, has taken India by storm. With remote jobs and flexible lifestyles becoming mainstream in 2025, more professionals are seeking destinations that offer a balance of **affordability, connectivity, and livability**.

So where can you set up your laptop and sip chai with a view, without breaking the bank?

Here are **7 budget-friendly cities in India** that are perfect for remote workers looking for the ultimate workation.

## 1. Rishikesh, Uttarakhand

### 🌿 Why it's great:
- Peaceful riverside cafes with Wi-Fi
- Yoga capital of India
- Lots of budget ashrams and hostels

### 💰 Avg Daily Budget:
₹800 – ₹1200 (Stay + Meals + Wi-Fi)

### ⚡ Bonus:
Evening Ganga Aarti + rafting weekends



## 2. Bir Billing, Himachal Pradesh

### 🏔️ Why it's great:
- Cozy cafes with mountain views
- Reliable internet in most hostels
- Paragliding capital of India

### 💰 Avg Daily Budget:
₹700 – ₹1100

### ⚡ Bonus:
Meditative vibes + vibrant backpacker community



## 3. Udaipur, Rajasthan

### 🏞️ Why it's great:
- Lake Pichola views from rooftop cafés
- Affordable guesthouses with Wi-Fi
- Heritage + charm + serenity

### 💰 Avg Daily Budget:
₹900 – ₹1300

### ⚡ Bonus:
Sunset boat rides + great photography spots



## 4. Pondicherry, Tamil Nadu

### 🏖️ Why it's great:
- French-style cafés + beach shacks
- Affordable stays in White Town
- Great food scene and walkable streets

### 💰 Avg Daily Budget:
₹1000 – ₹1400

### ⚡ Bonus:
Auroville visits + sunrise at Serenity Beach



## 5. Dharamkot, Himachal Pradesh

### 🧘 Why it's great:
- Offbeat cousin of McLeod Ganj
- Cafes with Himalayan views and fast Wi-Fi
- Yoga + sound healing centers

### 💰 Avg Daily Budget:
₹800 – ₹1200

### ⚡ Bonus:
Spiritual vibe + meditation retreats



## 6. Hampi, Karnataka

### 🏛️ Why it's great:
- Ancient ruins + riverside cafes
- Backpacker friendly + chill vibe
- Great for focus and creativity

### 💰 Avg Daily Budget:
₹600 – ₹1000

### ⚡ Bonus:
Cycle through ruins + climb boulders at sunrise



## 7. Varkala, Kerala

### 🌊 Why it's great:
- Cliffside cafes with uninterrupted sea views
- Clean beaches + remote worker hostels
- Yoga, surfing, and seafood

### 💰 Avg Daily Budget:
₹900 – ₹1300

### ⚡ Bonus:
Evening cliff walks + Ayurvedic massages


## ✅ What to Look For in a Good Workation Spot:
- 🛜 Stable Internet (ask for speed tests before booking)
- 🧳 Affordable long-stay options (monthly rentals or hostels)
- 🛏️ Peaceful environments for deep work
- 🍛 Nearby food options (local + international)
- 🏞️ Activities to unwind after work



## Final Thoughts

In 2025, your office could be a café in the hills or a hammock by the sea. These budget-friendly cities are perfect for **remote professionals, freelancers, and digital nomads** looking to balance work and wanderlust.

**So, pack your laptop and your curiosity, and let India surprise you.**

> 🌍 **Work from anywhere. Live like you mean it.**

> **Explore more blogs at [Multigyan.in](https://www.multigyan.in/blog)**  
> [Subscribe to our newsletter](https://www.multigyan.in/subscribe) for the latest updates



Looking to combine work and travel? Discover the top 7 affordable workation destinations in India for 2025. Perfect for freelancers, digital nomads, and remote employees.

7 Best Budget-Friendly Workation Cities in India for Remote Workers (2025 Guide)

Workation in India: 7 Best Budget-Friendly Cities for Remote Workers (2025)



> "Filing your income tax return isn’t just a duty—it’s your financial self-respect in action. File smart, file right.

Filing your ITR correctly is crucial for compliance and avoiding notices. Let’s simplify who can and cannot file ITR-1 this year.


## ✅ You Can File ITR-1 If:

You are eligible to file ITR-1  only if all the following apply:

- You are a Resident Individual (Not RNOR or NRI).
- Your income includes:
- Salary or Pension
- Income from one house property (excluding loss carry forward)
- Income from Other Sources (excluding lottery, race horses, etc.) like:
- Bank Interest
- FD/RD interest
- Family pension
- Agricultural income (up to ₹5,000)
- LTCG under section 112A up to ₹1.25 lakh without any carry forward losses
- Total income does not exceed ₹50 lakh

## ❌ You Cannot File ITR-1 If:

Avoid ITR-1 if any of the following apply:

- You're a Director in a company
- You own unlisted equity shares
- You are a Non-Resident or RNOR
- Your total income exceeds ₹50 lakh
- You have more than one house property
- You earned capital gains > ₹1.25 lakh
- You have foreign assets/income
- You're liable to maintain books of accounts (u/s 44AA)
- You earn from business/profession
- You claim relief under DTAA
- You earned speculative income/lottery/winnings
- You have crypto (VDA) income

👉 [Click Here](https://www.multigyan.in/blog/which-itr-form-should-you-file-for-ay-202526-fy-202425-complete-income-wise-guide) to check which ITR form suits your case and avoid costly errors.


## 🖥️ How to File ITR-1 Online (FY 2024–25) – New Tax Regime

Let’s walk through the step-by-step filing process under the new regime.


### 🔹 Step 1: Prepare Documents

Collect your Form 16 or salary slips (Apr 2024–Mar 2025), Bank statement, Housing loan certificate, Profit & loss report from broker for calculating long term capital gain.


### 🔹 Step 2: Login to Portal

Visit: [https://www.incometax.gov.in  ](https://www.incometax.gov.in  )

Login using PAN & Password  
New user? Register first.


### 🔹 Step 3: Download AIS, TIS, and Form 26AS

Click here to learn: [How to download AIS/TIS online](https://www.multigyan.in/blog/how-to-download-form-26as-tis-and-ais-for-fy-202425-step-by-step-guide)


### 🔹 Step 4: Begin ITR Filing

Go to e-File > Income Tax Returns > File ITR

Choose:

- AY: 2025–26
- Mode: Online

Click on start new filing

Please select the status applicable to you (**Individual/HUF/others**) {Guide – In case of salaried employee and pension Status should be selected individual}

Choose ITR Form: **ITR-1**, Click on proceed with ITR 1

Click: **Let’s get started.**


### 🔹 Step 5: Reason for Filing![Reason for filing](https://ik.imagekit.io/multigyan/E.PNG?updatedAt=1750700818293)

Select the appropriate options, if you are filing return because your gross income **exceeds basic exemption limit RS 3** lakh the **select option 1**


### 🔹 Step 6: Review Pre-filled Data


Pre filled data will be auto – populated, the portal fill data from AIS/TIS, Form 26AS, Form 16, now you should review and confirm details one by one.

Click on personal information, in contact click edit , cross check your basic details and save

Click on nature of employment and select the appropriate options from drop down list.

In filing section if you are filing 1st time before 15th September 2025 (as per revised due date for F.Y 2024-25) then choose filed u/s 139(1), If you file after 15th September then choose 139(4) and if you want to revise your already filed return then choose 139(5).


### 🔹 Step 7: Select Tax Regime

Under Section 115BAC(6) – Choose: No (New Regime)


### 🔹 Step 8: Enter Bank Details 

> (NEW Rule)
~~


**Declare all bank accounts**

Validate at least one account for refund  
Click on Bank details. NEW

---

### 🔹 Step 9: Enter Income Details

#### B1: Salary Income![Salary Income](https://ik.imagekit.io/multigyan/A.PNG?updatedAt=1750700817936)

Auto-filled from Form 16 – cross-check  
₹75,000 Standard Deduction is auto-applied ![Standard deduction](https://ik.imagekit.io/multigyan/B.PNG?updatedAt=1750700817937)


### 🏠 B2: Income from House Property – What to Enter?

If you own one house property, and it either generates rent or has a home loan, you must report it under this section.

**Type of Property:**

**Self-Occupied:**  
If the property is under your name, used for your own residence, and you’ve taken a home loan, then enter the interest payable under Section 24(b).

**Let-Out Property:**  
If the property is rented, enter the:

- Gross rent received
- Local authority taxes (if paid)
- Interest on loan taken to purchase/construct property (Enter in Section V)![Interest on loan](https://ik.imagekit.io/multigyan/C.PNG?updatedAt=1750700818300)

---

### Section 24(b) - Interest on borrowed capital

**Do you want to add more breakup values?**

Here you have to **mandatorily** mentioned the breakups of loan taken from bank or other than bank, Collect these details from your bank
![Loan](https://ik.imagekit.io/multigyan/D.PNG?updatedAt=1750700818312)


### 💼 B3: Income from Other Sources

This includes any income not from salary or house property.

**✅ Auto-Populated via AIS/TIS:**

- Savings bank interest
- FD/RD interest
- Family pension
- Any other non-exempt, non-business income

**Action:** Review all entries, confirm their accuracy, and add any missing genuine incomes manually.


### 🧾 4. Exempt Income (For Reporting Purposes Only)

This includes income on which no tax is payable, but you still need to report it.

**Examples:**

- Agricultural income (up to ₹5,000)

- Tax-free bonds, etc.

➡️ Click “Add Another”, select the relevant income category, and enter the amount.


### 🔹 Step 10: LTCG Not Chargeable to Tax – Section 112A 
## 
> New



If your Long-Term Capital Gain (LTCG) from listed equity shares or equity mutual funds is **up to ₹1.25 lakh**, it is** exempt**.

**✅  Enter:**

- Sale Consideration (selling price)
- Cost of Acquisition (purchase value)

📌 Even though it’s tax-exempt, reporting is mandatory.


### 🔹 Step 11: Total Deductions

Enter if have any deduction and confirm the details.


### 🔹 Step 12: 💰 Tax Paid Details

Check and confirm TDS, Advance Tax, and Self-Assessment Tax details.

**✅ What to Do:**

Go to ‘Tax Paid’ section  
Tick each TDS entry, click Edit, and enter:

- Year of Tax Deducted (from Form 26AS)

🧾 If Tax Payable: pay it before filing your return  
[Click here](https://www.multigyan.in/blog/how-to-pay-self-assessment-tax-online-in-india) to learn how pay tax online

Download payment receipt from the portal

Enter details of tax paid under **Advance tax and Self-Assessment tax payments:**
![Patment](https://ik.imagekit.io/multigyan/1.PNG?updatedAt=1750700066378)

- BSR Code
- Date of Deposit
- Challan Serial Number
- Amount Paid

📌 Note: Sometimes, tax payment details get auto-filled, verify and edit if needed.

Click on Tax Paid,


### 🔹 Step 13: ✅ Verify Tax Liability Summary

Carefully verify the tax computation summary:

- Ensure all heads of income and deductions are included
- TDS, Advance Tax, and Self-Assessment Tax are properly adjusted


### 🔹 Step 14: 📤 Proceed to Verification

Click Proceed to Verification, enter your place, and preview the complete return.

**🔍 Final checklist:**

- All personal & income details are accurate
- Deductions and bank details are correct
- No mismatch in tax paid & income reported


### 🔹 Step 15: 🔐 E-Verify Your Return *(IMPORTANT)*

You must E-Verify your return within 30 days of filing, else it will be treated as invalid.

**E-Verification Modes:**

- Aadhaar OTP
- Net banking
- Bank ATM
- Demat account

➡️ You may also choose "e-Verify later", but ensure it’s done **within 30 days.**



## ✍️ Final Notes for Taxpayers

📌 Interest breakup under Section 24(b) is now mandatory  
📌 Exempt incomes like LTCG under 112A or agricultural income must be reported  
📌 Always check your Form 26AS, AIS, and TIS before finalizing



**Need help understanding your tax reports or filing return?**  
👉  [Contact us](https://www.multigyan.in/contact) for a personalized consultation and avoid filing errors.


A step-by-step ITR-1 filing guide for salaried individuals for AY 2025–26. Know eligibility, income heads, deduction claims & e-verification process under new regime.

How to File ITR-1 Online for FY 2024–25 (AY 2025–26) | With Income, Deductions & New Rules

ITR-1 Filing online AY 2025–26: Complete Guide for Salaried Employees [New Rules Explained]


> *The more you know about your tax records, the fewer surprises you’ll face.* — Anonymous

If you're filing your Income Tax Return (ITR) for **FY 2024–25 (AY 2025–26)**, downloading your Form 26AS, TIS, and AIS is crucial. These statements provide a complete snapshot of your income, TDS, and financial transactions reported to the Income Tax Department.

In this blog, you'll learn:

✅ How to download **Form 26AS**  
✅ How to download **TIS & AIS**  
✅ What to do if AIS shows incorrect details

## 🧾 What is Form 26AS?

Form 26AS is your **Annual Tax Credit Statement**. It shows:
- TDS deducted on your income (salary, interest, etc.)
- Advance or self-assessment tax payments
- Refunds issued
- High-value transactions (property, shares, mutual funds)

## 📥 How to Download Form 26AS

Follow these steps:

1. 🔗 Go to: [https://www.incometax.gov.in/iec/foportal](https://www.incometax.gov.in/iec/foportal)  
2. 🔐 Login using your PAN (User ID) and password  
3. 🧾 Click on:  
   **e-File > Income Tax Returns > View Form 26AS**  
4. Click “Confirm” to proceed to the TRACES portal  
5. ✅ Tick the checkbox, click **"Proceed"**
![TRACES page](https://ik.imagekit.io/multigyan/2.PNG?updatedAt=1750673553524)  
6. 📄 Click **View Tax Credit (Form 26AS/Annual Tax Statement)**  
![View Tax Credit](https://ik.imagekit.io/multigyan/3.PNG?updatedAt=1750673553494)
7. Select:
   - Assessment Year: **2025–26**  
   - View as: **HTML** (to view) or **PDF/Text** (to download)

## 📊 What are AIS & TIS?

### 📘 AIS (Annual Information Statement)
AIS is a **detailed** report of your financial activities:
- TDS/TCS
- Interest, dividend
- Share/mutual fund transactions
- Foreign remittances
- Property sales/purchases

### 📘 TIS (Taxpayer Information Summary)
TIS is a **summary view** of your AIS. It shows:
- Sources of income
- Total tax deducted
- High-value transactions

📌 Think of AIS = Detailed, and TIS = Summary version.

## 📥 How to Download AIS & TIS (FY 2024–25)

1. Login at [https://www.incometax.gov.in](https://www.incometax.gov.in) using your PAN and password  
2. Navigate to the **AIS (Annual Information Statement)** section  
3. Click **“Proceed”** to enter the Compliance Portal  
4. Choose the financial year: **2024–25**
![Download AIS & TIS](https://ik.imagekit.io/multigyan/4.PNG?updatedAt=1750673553499)
### ➤ To download TIS:
- Click on **Taxpayer Information Summary**  
- Click the **Download** icon at top-right

### ➤ To download AIS:
- Click **Annual Information Statement (AIS)** on the right  
- Select PDF format and click **Download**

## 🔐 What is the PDF Password for AIS/TIS?

When you download the AIS or TIS in PDF, it is password protected.

**Your password is:**  
PAN (in lowercase) + Date of Birth (ddmmyyyy)

**Example:**  
If your PAN = AAAAA1234A and DOB = 21 Jan 1991 →  
Password = `aaaaa1234a21011991`

## 🛠️ What If There’s Incorrect Information in AIS/TIS?

Don’t worry, you can submit feedback directly on the portal.

👉 [Click here to learn how to submit AIS feedback](https://www.multigyan.in/blog/incorrect-information-in-aistis-heres-how-to-submit-feedback-complete-2025-guide)

This helps the IT department correct your AIS before you file your return.

## ✍️ Final Tips

✅ Always download and verify **Form 26AS**, **AIS**, and **TIS** before ITR filing  
* ❌ Mismatch in income or tax? **[Submit feedback immediately](https://www.multigyan.in/blog/incorrect-information-in-aistis-heres-how-to-submit-feedback-complete-2025-guide)**  
* 📌 For salaried taxpayers, Form 26AS + TIS are usually sufficient  
* 📌 For business, foreign, or capital gains, review AIS carefully

✅ Stay informed. Stay compliant. File smart with [Multigyan](https://www.multigyan.in/).

[Contact](https://www.multigyan.in/contact) us, If you need help verifying your AIS or need assistance in filing, feel free to reach out to our finance experts today!


Filing your ITR for FY 2024–25? Learn how to download Form 26AS, TIS, and AIS step-by-step from the Income Tax portal. Includes password instructions and correction tips.

How to Download Form 26AS, AIS & TIS Online for FY 2024–25 (AY 2025–26)

How to Download Form 26AS, TIS, and AIS for FY 2024–25 – Step-by-Step Guide


> *You do not rise to the level of your goals. You fall to the level of your systems.* — James Clear

Setting goals feels great. Following through? That’s where most people struggle.

We set resolutions, build vision boards, create elaborate plans, and still fall off after a few weeks. But why does this happen so consistently? And more importantly, how can you actually fix it?

Here’s a deep dive into the **psychology behind failed goals**, and how to break the cycle with practical strategies that actually work.

## 1. You Set Goals Without Systems

Goals give direction. Systems make progress.

Example: Saying “I’ll lose 5 kg this year” is a goal. But unless you build a system, like cooking at home 5 times a week and walking 30 minutes daily, the goal remains wishful thinking.

**Fix it:** For every goal you set, write down a 3-step system to support it. Think process, not just outcome.

## 2. You Rely on Motivation Instead of Identity

Most people wait for motivation to strike. But motivation is unreliable. What works better is building your **identity** around the goal.

Example: Instead of “I want to write a book,” say, “I’m a writer. I write every day.”  
The second one is rooted in identity, and identity drives behavior.

**Fix it:** Build your goal around who you want to become, not just what you want to achieve.

## 3. You Try to Change Too Much at Once

We’re inspired, so we try to fix everything at the same time, diet, sleep, workouts, reading. But your brain resists overwhelming change.

**Fix it:** Follow the **1% improvement rule**. Start small. Build one habit at a time. Master that before adding another. Progress compounds.

## 4. You Don’t Track or Reflect

If you don’t track your habits, you forget them. If you don’t reflect, you repeat the same mistakes.

**Fix it:** Use a habit tracker, weekly reflection journal, or even a sticky note system. Review every Sunday: “What did I do well? What needs tweaking?”

## 5. You Don’t Plan for the Bumps

Life will get in the way. Travel, stress, illness, these aren’t exceptions, they’re part of the journey.

**Fix it:** Use the **2-day rule**: Never skip a habit two days in a row. It’s okay to miss once. Don’t let it become a pattern.

## 6. You Rely on Willpower, Not Environment

Your environment often beats your intention.

Example: You plan to read every night but sleep with your phone. Netflix wins.  
You want to eat healthy but stock junk food. Cravings win.

**Fix it:** Change your environment to make your desired behavior easier. Keep books on your pillow. Keep junk food out. Make friction your friend.

## 7. You Chase Goals You Don’t Truly Care About

Sometimes, we chase goals that *sound good* or look impressive, not ones that are meaningful to us.

**Fix it:** Ask “Why do I want this?” five times. If you can’t reach a meaningful reason, drop or redefine the goal.

## Final Thoughts

Sticking to goals isn’t about willpower or motivation. It’s about **clarity, consistency, and systems**.

Start with one small habit. Build a system. Track it weekly. Reflect monthly. Make your environment your ally.

> 🌱 The results will come — if the process is sustainable.

> **Explore more blogs at [Multigyan.in](https://www.multigyan.in/blog)**  
> [Subscribe to our newsletter](https://www.multigyan.in/subscribe) for the latest updates




Learn the real reasons why people fail to stick to their goals and how to overcome them. Backed by behavioral science, habit building, and practical fixes that actually work.

Why You Fail to Stick to Your Goals – Psychology-Backed Fixes That Work in 2025

Why Most People Fail to Stick to Their Goals (and How to Fix It)

> *In this world nothing can be said to be certain, except death and taxes.* — Benjamin Franklin

If you’ve calculated your total tax liability after preparing your Income Tax Return (ITR) and found that some amount is still payable, you must pay **Self-Assessment Tax** before submitting your return.

This guide provides a simple, step-by-step method to pay income tax online using the Income Tax Department’s official e-Filing portal.

## ✅ What is Self-Assessment Tax?

Self-Assessment Tax is the remaining tax payable after adjusting your TDS, advance tax, and other credits. It becomes applicable when your final tax liability (as per ITR) is greater than the total prepaid taxes. This tax must be paid before filing the final return.

## 💻 How to Pay Income Tax Online (For Individuals)

Here’s a step-by-step breakdown of how to pay your self-assessment tax online:

### 🔟 Step-by-Step Process to Pay Self-Assessment Tax

### 1. Visit the Official e-Filing Portal  
**Go to:** [https://www.incometax.gov.in](https://www.incometax.gov.in)

### 2. Log in to Your Account  
* Click ‘**Login**’ (top right corner).  
* Enter your **PAN** and **password** to access your account.

### 3. Go to ‘e-Pay Tax’  
Once logged in, navigate to:  
**e-File → e-Pay Tax**

### 4. Click on ‘New Payment’  
* Click “**New Payment**” to start a fresh tax payment process.

![Click on ‘New Payment](https://ik.imagekit.io/multigyan/9.PNG?updatedAt=1750673553527)

### 5. Select the Tax Head  
* Under **Income Tax**, click **‘Proceed’** to continue.
![Select the Tax Head](https://ik.imagekit.io/multigyan/10.png?updatedAt=1750673553628)

### 6. Choose the Assessment Year & Payment Type  
- **Assessment Year**: Select **2025–26** (for FY 2024–25)  
- **Type of Payment**: Select **Self-Assessment Tax (Code 300)**  
Click **Continue**.

### 7. Enter Tax Details  
Input the correct amount as per your tax computation — this includes tax, interest, and late fees (if applicable).  
Click **Continue**.

### 8. Choose a Payment Method  
Select from any of the following options:
- 💳 Net Banking  
- 💳 Debit Card  
- 💸 UPI  
- 🏦 NEFT/RTGS  
- 🏢 Pay at Bank Counter

### 9. Make the Payment  
You’ll be redirected to your selected bank or payment gateway.  
Complete the payment securely.

### 10. Download Challan Receipt  
After successful payment, download the **Challan Receipt (CIN)**.  
This is your proof of payment and is required while filing ITR.

## 📌 Important Notes

- Self-assessment tax is paid using **Challan No./ITNS 280**
- Double-check your **PAN, Assessment Year**, and **tax amount**
- The payment will be reflected in **Form 26AS** and **AIS/TIS** in a few days
- You **must complete** the payment before submitting ITR

## 🏁 Conclusion

Paying your Self-Assessment Tax is a crucial final step in your tax filing process. With the new e-Filing portal, it's now simpler, faster, and more secure. Follow the steps above, pay your dues on time, and ensure a smooth ITR submission for FY 2024–25.

If you still have questions or want help reviewing your tax computation, feel free to [connect](https://www.multigyan.in/contact) with a **Multigyan finance advisor today**!



Need to pay self-assessment tax before filing your ITR for FY 2024–25? Here's a simple, step-by-step guide to paying income tax online using the Income Tax portal.

How to Pay Self-Assessment Tax Online in India – Step-by-Step Guide for FY 2024–25

How to Pay Self-Assessment Tax Online in India (FY 2024–25) – Step-by-Step Guide

> 💬 *“Tax complexity itself is a kind of tax.”* — Max Baucus

Filing your Income Tax Return (ITR) based on **wrong information** in your AIS/TIS can lead to **mismatched returns**, **notices**, or **delayed refunds**.

But don't worry, the **Income Tax Department provides an easy way to submit feedback** on incorrect data reflected in your **AIS (Annual Information Statement)** or **TIS (Taxpayer Information Summary)**. This will help the department update or correct your AIS before ITR filing.

Let’s walk you through **how to check, correct, and submit feedback in AIS** in just a few steps.

## Why Is It Important to Check AIS/TIS Before ITR Filing?

The **AIS & TIS** show your:
- Salary income  
- Interest from savings/fixed deposits  
- Dividend, mutual fund transactions  
- High-value purchases  
- TDS/TCS details  

⚠️ If any entry is **wrong, missing, or duplicated**, it could **misreport your income**, resulting in penalty or rejection of ITR.

## When Should You Submit AIS Feedback?

Submit feedback in any of these cases:
- ❌ Income amount is **wrong**  
- 🔁 Duplicate entries appear  
- 🚫 Transaction **does not belong to you**  
- 🧾 TDS is **not reflected** or **incorrect**  

## Download AIS/TIS Before Submitting Feedback

First step is to download your **AIS and TIS** from the Income Tax Portal.  
📌 [Click here to learn how to download AIS & TIS step-by-step](https://www.multigyan.in/blog/how-to-download-form-26as-tis-and-ais-for-fy-202425-step-by-step-guide)

## Step-by-Step Guide: How to Submit Feedback for AIS Entries

### 🔗 Step 1: Visit Income Tax Portal  
Go to [https://www.incometax.gov.in](https://www.incometax.gov.in)

### 🔐 Step 2: Login  
Use your **PAN** or **Aadhaar** and **Password**

### ⚙️ Step 3: Access the AIS Portal  
Navigate to: **Annual Information Statement (AIS)**  
Click “**Proceed**” to access the **Compliance Portal** 


### 🧰 Step 4: Download and Install AIS Utility  
On AIS portal homepage, go to the ‘**Resources**’ section  
Click on "**Utility**"  
Download and install the **AIS Utility tool** on your computer/laptop

### 📁 Step 5: Download AIS JSON File  
On the AIS homepage:  
* Click on the **download icon** on AIS tile  
* Then click “**Download AIS – JSON**” (This is for AIS Utility)

📌 Refer our detailed guide here 👉 (Insert download guide blog link)

### 📂 Step 6: Import JSON File into AIS Utility  
* Open AIS Utility software  
* Click on the **top-left corner → Import**  
![AIS Homepage](https://ik.imagekit.io/multigyan/4.jpg?updatedAt=1750654894653)
* Select the downloaded **AIS JSON file**

### 📑 Step 7: Review Entries & Add Feedback  
* After import, go to **AIS tab > Part B**  
* Click on “**>**” next to the relevant entry to expand details
 
![Download AIS JSON](https://ik.imagekit.io/multigyan/1.jpg?updatedAt=1750654894492)
* Click on “**Optional**” field to add feedback

![Add Feedback Option](https://ik.imagekit.io/multigyan/2.jpg?updatedAt=1750654894644)

### 📝 Step 8: Select Feedback Type  
Choose the correct feedback from the dropdown, such as:  
- **TDS/TCS Information**  
- **SFT (Specified Financial Transactions)**  
- **Duplicate Entry**  
- **Income not belonging to taxpayer**

### 💾 Step 9: Export Feedback File  
Click on ‘**Export**’ to generate feedback JSON file  
Save it to your preferred folder on your system


### 🔼 Step 10: Upload Feedback File  
* Return to **AIS Homepage (Compliance Portal)**  
* Click on the **Upload icon** on AIS tile
  
![Export Feedback File](https://ik.imagekit.io/multigyan/3.jpg?updatedAt=1750654894611)
* Upload the **feedback JSON** file you exported earlier

✔️ Once submitted, your AIS/TIS will be updated accordingly

## 📌 Final Tips Before You File ITR

* ✅ Always verify your **Form 26AS, AIS**, and **TIS**  
* ✅ If anything is incorrect, submit feedback **before filing** the return  
* ❌ Do not file ITR based on incorrect data, it can cause notices or refund delays

## 📣 Need Help?

If you're confused or stuck at any step, don’t worry, help is available.  
✅ Reach out to our Multigyan tax expert team and drop your questions here [Contact](https://www.multigyan.in/contact).

Stay compliant. Stay confident. File your ITR smartly in 2025!


Submitting incorrect ITR data can cause refund delays or notices. Learn how to review, correct, and submit feedback in AIS/TIS step-by-step using AIS Utility before filing your return.

How to Submit Feedback in AIS/TIS if Information is Incorrect – 2025 Step-by-Step Guide

Incorrect Information in AIS/TIS? Here's How to Submit Feedback [Complete 2025 Guide]

## Samsung Galaxy Buds Core to Launch Soon in India: Specs, Features & Timeline

Samsung has officially teased the India launch of its much-anticipated **Galaxy Buds Core**, a powerful new pair of true wireless earbuds. The teaser confirms that the Buds Core may arrive **before the Galaxy Z Fold 7 and Z Flip 7**, expected at the Galaxy Unpacked event in July 2025.

> “Brace yourself! The music is about to hit harder. Feel every note, every drop, every beat – louder, clearer, deeper. Dropping soon!” – Samsung India on X

### 🎧 Expected Design & Build

- Likely **stem-less design**, similar to Galaxy Buds FE
- **Dust & water-resistant (IP54 rating)**
- Available in classic **Black and White variants**
- Compact and ergonomic design for all-day comfort

### 🛠️ Key Features (Expected)

| Feature             | Details                                                                 |
|---------------------|--------------------------------------------------------------------------|
| Bluetooth           | 5.4, supporting SBC, AAC & Samsung Scalable Codec                        |
| ANC                 | Active Noise Cancellation for immersive sound                            |
| Galaxy AI           | Interpreter, Live Translate, AI mic adjustments                         |
| Battery Life        | ~20 hrs with ANC ON, ~35 hrs with ANC OFF                                |
| Charging Case       | 500 mAh capacity, fast charging supported                                |

### 📦 What's New?

- **Improved AI features** over Buds FE
- Potential **auto language translation on-device**
- Lower latency and more stable Bluetooth connection
- Enhanced bass with 1-way speaker and ambient sound control

### 🗓️ Launch Timeline & Pricing

- Amazon India hints at **June 27, 12 PM IST** as a likely launch date
- Support pages are live on Samsung India website
- Teased just ahead of **Galaxy Unpacked July 9**
- Expected price: **₹9,999** (similar to Galaxy Buds FE)

### 📌 Target Users

The Galaxy Buds Core is aimed at **budget-conscious** users who still want premium features like ANC, long battery life, and smart Galaxy ecosystem integration.

---

### ✅ Final Thoughts

Samsung is making premium audio more accessible with the **Galaxy Buds Core**. With Galaxy AI tools, ANC, and reliable battery backup, it’s a solid pick for everyday users—especially those already in the Samsung ecosystem.

Stay tuned for the official launch!

---

Explore more blogs at [Multigyan.in](https://www.multigyan.in)
[Subscribe to our newsletter](https://www.multigyan.in/subscribe) for the latest updates

Samsung teases the launch of Galaxy Buds Core in India, likely before Galaxy Z Fold 7. Features include ANC, Bluetooth 5.4, Galaxy AI tools, and extended battery life.

Samsung Galaxy Buds Core India Launch: Specs, AI Features & Launch Timeline

Samsung Galaxy Buds Core Launch Imminent in India: What to Expect

## FASTag Annual Pass ₹3,000: Activation, Validity, Savings & More

The Ministry of Road Transport & Highways, led by Union Minister Nitin Gadkari, has unveiled a **FASTag Annual Pass** priced at **₹3,000**, launching **August 15, 2025**. It promises smoother, cost-effective travel for private vehicles on highways and expressways.

### 🔑 What is the FASTag Annual Pass?

- A prepaid toll plan usable on NHAI-managed **National Highways and Expressways**.
- Valid for **one year** or **200 toll crossings**, whichever is earlier :contentReference[oaicite:9]{index=9}.
- Designed for **private non-commercial vehicles** — cars, jeeps, vans :contentReference[oaicite:10]{index=10}.
- After expiration (200 trips or 1 year), it reverts to standard FASTag service; can be renewed :contentReference[oaicite:11]{index=11}.

### 💡 Eligibility & Objective

- Must have an active existing FASTag, properly affixed and linked to a non-blacklisted registration :contentReference[oaicite:12]{index=12}.
- Aims to **reduce per-trip toll from ~₹50 to ~₹15**, potentially saving users up to **₹7,000 annually** :contentReference[oaicite:13]{index=13}.
- Helps minimize toll-plaza queues and eases congestion :contentReference[oaicite:14]{index=14}.

### 🛠️ How to Activate

1. **Verify eligibility** through Rajmarg Yatra App or NHAI/MoRTH website.
2. **Enter vehicle registration & FASTag ID**.
3. Pay **₹3,000 online** via these platforms.
4. Once verified, the annual pass is enabled and you receive SMS confirmation :contentReference[oaicite:15]{index=15}.

No new FASTag needed — this adds directly to your existing tag.

### 🚗 What Defines One ‘Trip’?

| Toll Type           | Definition                            |
|---------------------|----------------------------------------|
| Point-based (open)  | One plaza crossing = 1 trip; return trip = 2 |
| Closed toll system  | Entry + exit at one plaza = 1 |

### 📆 Validity & Renewal

- Validity: **1 year from activation** or **200 trips**, whichever occurs first :contentReference[oaicite:19]{index=19}.
- Upon expiry, FASTag returns to standard toll; fresh pass can be bought via the same process :contentReference[oaicite:20]{index=20}.

### 💲 Benefits at a Glance

- Up to **70% savings** for frequent highway users :contentReference[oaicite:21]{index=21}.
- **Single annual payment** — no repeated top-ups.
- Streamlined, **contactless travel** and reduced wait times.

---

### ✅ Conclusion

If you travel frequently on national highways or expressways for work or leisure, the **₹3,000 FASTag Annual Pass** is a smart move. It ensures cost-efficiency, convenience, and fewer delays — all backed by India’s digital toll infrastructure.

---

📬 Like this post? **Subscribe** for more auto-tech updates and financial tips!


Explore the new FASTag ₹3,000 annual pass starting August 15, 2025 — learn how to activate it, trip limits, validity, eligibility, and how much you could save.

FASTag ₹3,000 Annual Pass: Activation, Validity, Savings & Process

FASTag Annual Pass for ₹3,000: How to Activate, Validity & Benefits Explained


> *The hardest thing in the world to understand is income tax.* — Albert Einstein

Updated for Assessment Year 2025–26 | Based on FY 2024–25 Income Rules

## Avoid Mistakes: Wrong ITR Form Can Cost You! Select Correct Form Based on Income – AY 2025–26

### Introduction:
Confused about which ITR form to file for AY 2025–26? You're not alone! With multiple income types like salary, business, crypto, F&O trading, rent, capital gains, or even foreign income, selecting the correct ITR form is crucial to avoid notices, rejections, and penalties from the Income Tax Department.

In this blog, we break down exactly which ITR form (ITR-1, 2, 3, or 4) is applicable to you based on your specific income situation.

| S.No | Income / Situation | ITR Form to Use | Reason |
|------|---------------------|-----------------|--------|
| 1 | Short Term Capital Gain (STCG) from sale of equity and mutual fund – Even ₹1 Profit | ITR 2 / ITR 3 | ITR 2: For investments like mutual funds or shares<br>ITR 3: For share trading (business income) |
| 2 | Long Term Capital Gains (LTCG) > ₹1.25 lakh from equity/mutual fund | ITR 2 / ITR 3 | ITR 2: Allowed up to ₹1.25L under Sec 112A<br>ITR 3: If part of business income |
| 3 | Capital gains from unlisted shares, land, or property | ITR 2 | Treated as regular capital gains |
| 4 | Capital gains from sale of property (land/building) | ITR 2 | Real estate sale = capital gain |
| 5 | More than one house property | ITR 2 | ITR-1 allows only 1 house property |
| 6 | Business or Professional Income (doctor, shopkeeper, etc.) | ITR 3 or ITR 4 | ITR 4: If using presumptive under 44AD/ADA/AE |
| 7 | Speculative Income (intraday, F&O) | ITR 3 | Speculative income = business income |
| 8 | Crypto / NFT (VDA) Income | ITR 2 / ITR 3 | ITR 2: If capital gains<br>ITR 3: If regular business |
| 9 | Carry-forward of losses (house/capital gains) | ITR 2 / ITR 3 | Depends on whether you have business income |
| 10 | Foreign Assets / Income (e.g., US Stocks) | ITR 2 / ITR 3 | ITR 2: For salary/capital gain<br>ITR 3: With business income |
| 11 | Director in a company | ITR 2 / ITR 3 | Based on type of income (salary or business) |
| 12 | Employee of foreign company with ESOPs | ITR 2 | ESOPs = foreign assets |
| 13 | Interest from Foreign Bank | ITR 2 | Report as foreign income |
| 14 | Dividend from Foreign Companies | ITR 2 | Foreign income |
| 15 | Lottery / Horse Race Winnings | ITR 2 | Taxed at special rate; ITR-1 not allowed |
| 16 | Freelance services (writer, consultant, etc.) | ITR 3 | Professional income |
| 17 | Consultant using presumptive taxation (44ADA) | ITR 4 | Only if eligible |
| 18 | Pension + 2 houses + capital gains | ITR 2 | Multiple properties + gains = ITR-2 |
| 19 | Salary + Lottery winnings | ITR 2 | Special rate income = ITR-2 |
| 20 | Pension Income only | ITR 1 | If total income ≤ ₹50 lakh and eligible |

### Common Mistakes to Avoid:
- Filing ITR-1 despite having capital gains or foreign assets  
- Ignoring crypto/VDA schedule in ITR-2/3  
- Not disclosing intraday/F&O trades as business income  
- Selecting ITR-4 without qualifying for presumptive taxation  

### Expert Tip:
Always match your AIS, Form 26AS, and broker statements before selecting your ITR form. A mismatch or wrong form can lead to scrutiny notices.

### Still Confused?
[Contact](https://www.multigyan.in/contact) us with your income details for free ITR form advisory from Multigyan’s finance team!

> **Explore more blogs at [Multigyan.in](https://www.multigyan.in/blog)**  
> [Subscribe to our newsletter](https://www.multigyan.in/subscribe) for the latest updates


Confused about which ITR form to use for AY 2025–26? This guide helps you choose the correct form (ITR-1 to ITR-4) based on your income: salary, capital gains, crypto, freelancing, F&O, and more.

Which ITR Form to File in AY 2025–26? Complete Guide Based on Your Income Type

Which ITR Form Should You File for AY 2025–26 (FY 2024–25)? | Complete Income-Wise Guide


> 💬 *“Wise men speak because they have something to say; fools because they have to say something.”* — Plato

Whether you're presenting in class, sharing ideas in meetings, or networking at events, **strong communication skills are your superpower**. But if you're an introvert, public speaking or social interaction can feel like climbing a mountain.

The good news? Communication is not a talent, it’s a skill you can build. Here's how to improve your communication skills in a practical, step-by-step way, even if you're not naturally outgoing.

## 1. Know Your Strength as an Introvert
Introverts are great listeners and deep thinkers. Use that to your advantage. Observe first, then speak with clarity. You don’t need to talk more, you need to talk with more intention.

## 2. Practice Active Listening
Good communicators don’t just speak well, they listen better. Give full attention. Nod. Rephrase what the other person said. This builds trust and helps you respond more meaningfully, not just react.

## 3. Start Small: Speak in Safe Zones
You don’t need to jump into public speaking on Day 1. Start by contributing a short point during a team meeting or speaking up once in a group discussion. Gradually increase your visibility and comfort.

## 4. Prepare Your Thoughts in Advance
Introverts often express themselves better when they have time to prepare. If you're going into a meeting, list 2–3 key points you'd like to share. In conversations, it's okay to pause, reflect, and then respond.

## 5. Work on Body Language
Non-verbal cues say more than words. Practice making eye contact, using open hand gestures, and keeping your posture straight. These silent signals make your words more impactful and confident.

## 6. Join a Speaking Group or Online Community
Try platforms like Toastmasters or participate in Twitter Spaces, Discord voice chats, or Clubhouse sessions. These give low-pressure environments to practice and learn from others.

## 7. Use the "Pause and Breathe" Technique
If you feel nervous or blank out, take a pause and breathe. Don’t rush your words. Speaking slowly shows confidence and gives your brain time to catch up. Silence can be powerful.

## 8. Read and Record Aloud
One of the simplest ways to practice is reading an article aloud and recording it. You’ll spot filler words, pacing issues, and pronunciation errors you can improve with repetition.

## 9. Learn from Great Communicators
Watch TED Talks, observe newscasters, or follow strong communicators on YouTube. Pay attention to how they open a sentence, keep flow, and end powerfully. Try mimicking their techniques in your daily speech.

## 10. Reflect Weekly on Your Progress
Every weekend, journal about one conversation or interaction you had. What went well? What could you say better? This reflection helps you get 1% better every week, that’s 52% better in a year.

## Final Thoughts
You don’t need to become loud to be heard. You need to become **clear, consistent, and confident**. Every great speaker was once a nervous one, the difference is they practiced.

> 🎯 Start today by sharing one idea with confidence. The world wants to hear your voice, even if it's quiet.

> **Explore more blogs at [Multigyan.in](https://www.multigyan.in/blog)**  
> [Subscribe to our newsletter](https://www.multigyan.in/subscribe) for the latest updates

Struggling with communication? Learn proven ways to improve your communication skills, especially if you're introverted. Master clarity, confidence, and connection in 2025.

How to Improve Communication Skills in 2025 – Tips for Introverts and Professionals

How to Improve Communication Skills (Even if You're an Introvert)

## Cognizant to Invest ₹1,583 Crore in Visakhapatnam IT Campus, Create 8,000 Jobs

In a major boost to Andhra Pradesh’s IT ecosystem, Cognizant, one of the world’s leading technology and consulting companies, has announced a ₹1,583 crore investment in Visakhapatnam. The move will establish a state-of-the-art IT campus expected to create over **8,000 new job opportunities** in the region.

### Key Highlights:

- 💰 **Investment Amount**: ₹1,583 crore  
- 📍 **Location**: Visakhapatnam, Andhra Pradesh  
- 👨‍💻 **Job Opportunities**: 8,000+ IT jobs  
- 🏢 **Project**: Development of a cutting-edge IT/ITeS facility  
- 🤝 **Partnership**: MoU signed with AP Government at Global Investors Summit

The memorandum of understanding (MoU) was formalized during the **Global Investors Summit**, reinforcing Visakhapatnam’s rising profile as a tech hub. This strategic move by Cognizant not only supports its long-term expansion plans but also aligns with the state’s vision for job creation and digital transformation.

### Boost to Local Economy

This large-scale project will not only generate direct employment but is also expected to have a multiplier effect on the local economy through ancillary job creation, infrastructure development, and increased demand for housing and services.

### Strategic Vision

Cognizant’s investment is part of a broader strategy to tap into emerging cities with growing talent pools. Visakhapatnam, with its strategic coastal location and improving infrastructure, stands out as an ideal choice.

> _"We are excited to expand our footprint in India by investing in Visakhapatnam. This initiative underlines our commitment to creating local opportunities and delivering global solutions,"_ a Cognizant spokesperson stated.

### Conclusion

The tech landscape in India continues to evolve rapidly, and investments like this reinforce the country’s position as a global digital powerhouse. Visakhapatnam is on the cusp of becoming a major IT destination, and Cognizant’s presence is set to accelerate that journey.

---

🗞️ **Stay updated with**: [Multigyan’s finance and market articles!](https://www.multigyan.in/blog)




Cognizant is set to invest ₹1,583 crore in a state-of-the-art IT campus in Visakhapatnam, creating over 8,000 jobs and boosting local tech employment.

Cognizant’s ₹1,583 Cr Investment in Visakhapatnam: 8,000 IT Jobs Coming Soon

Cognizant to Invest ₹1,583 Crore in Visakhapatnam IT Campus, Create 8,000 Jobs

# 7 Powerful Habits to Accelerate Your Career Growth in 2025

> **Success is nothing more than a few simple disciplines, practiced every day.** — Jim Rohn

Want to grow your career faster in 2025? It’s not just about working harder, it’s about working smarter and building the right habits. Whether you're a student, professional, or freelancer, these habits will help you stand out, grow consistently, and unlock new opportunities.

## 1. Master Deep Work
The ability to focus without distraction is a rare skill in the digital age. Block uninterrupted time to work on complex tasks that demand full attention. Turn off notifications, set a timer, and dive into deep work. It will dramatically increase your output and clarity. Block 2–3 hours daily for focused, phone-free work. Use the Pomodoro technique or tools like [Forest](https://www.forestapp.cc/) to stay in flow.

## 2. Learn One High-Demand Skill
In 2025, upskilling is survival. Choose one skill aligned with your goals and master it. Use free platforms like Coursera, YouTube, or LinkedIn Learning and track your weekly progress.

Choose one career-boosting skill and master it by December 2025. Examples:  
- Data analysis (Excel, SQL, Python)  
- Copywriting  
- Digital marketing  
- Public speaking  
- AI tools (like [ChatGPT](https://chatgpt.com/), [Midjourney](https://www.midjourney.com/explore?tab=video_top), [Mistral](https://mistral.ai/))  

Focus brings results. Pick one and go deep.

## 3. Build a Digital Presence
Your online profile is your new business card. Employers now evaluate your digital footprint. If you share what you’re learning, you'll attract better opportunities and build credibility.

Your resume is no longer enough. In 2025, recruiters Google you.  
Start small:  
- Optimize your [LinkedIn](https://www.linkedin.com/) 
- Write 1 blog post a month  
- Showcase your projects on [GitHub](https://github.com/) or [Behance](https://www.behance.net/)  
A strong online presence builds authority and opens doors you didn’t know existed.

## 4. Read One Career Book Each Month
Books offer condensed mentorship. Commit to one growth-focused book per month. 

Start with classics like:  
- *Atomic Habits* – James Clear  
- *Deep Work* – Cal Newport  
- *So Good They Can’t Ignore You* – Cal Newport  
- *Mindset* – Carol Dweck  

Build a reading habit and apply at least one idea from each book.

## 5. Ask for Feedback Actively
People who grow the fastest are not afraid of feedback. Ask your peers, mentors, or managers what you can improve. Don't take criticism personally, treat it as a tool for refinement. The clarity you gain will help you improve faster than silent trial and error.

Ask:  
- “What can I improve?”  
- “What would you do differently if you were me?”  

Constructive feedback builds awareness, clarity, and confidence.


## 6. Network with Purpose
Build a habit of connecting with people who inspire you. 

Forget random connections. Instead:  
- Attend 1 industry webinar/month  
- DM someone you admire with a thoughtful question  
- Join a community ([Discord](https://discord.com/), [LinkedIn Group](https://www.linkedin.com/), [Twitter Space](https://x.com/))  

Relationships compound. Start today and build real, value-based connections.

## 7. Reflect Weekly and Track Progress
Set aside time every weekend to review what you did, learned, and where you struggled. Use a simple notebook or journaling app. This habit makes your growth visible and helps you course-correct with intention. Without reflection, it’s easy to get stuck in busywork.

## Final Thoughts
These seven habits are timeless. Adopt even three of them, and your career trajectory will shift significantly in the next six months. Progress doesn’t happen overnight, but small, consistent actions done daily are what create long-term impact.

> 💼 Start small. Start today. Stay consistent.

> **Explore more tech blogs at [Multigyan.in](https://www.multigyan.in/blog)**  
> [Subscribe to our newsletter](https://www.multigyan.in/subscribe) for the latest tech updates

Discover 7 actionable habits to fast-track your career growth in 2025. Improve focus, master key skills, build your personal brand, and unlock professional success.

7 Habits to Accelerate Career Growth in 2025 – Master Your Mindset and Skills

7 Powerful Habits to Accelerate Your Career Growth in 2025


#### Introduction

In a significant move for India's capital markets and the consumer electronics sector, LG Electronics is preparing to launch the initial public offering (IPO) of its Indian subsidiary. The South Korean electronics giant aims to raise approximately $1.7 billion through a public listing scheduled between September and December 2025. This article provides a detailed overview of LG’s IPO plan, expansion strategies, and what investors should watch for.


#### IPO Filing Timeline: When is LG India Going Public?

LG Electronics India is likely to file a draft red herring prospectus (DRHP) by September 2025 with a goal to list in the fourth quarter of FY 2025–26, i.e., between December 2025 and March 2026.

Earlier in April 2025, the company deferred its IPO due to market volatility and cautious investor sentiment. However, the latest reports indicate LG has revived its plans and is preparing for a fresh submission.


#### IPO Size and Structure


#### How Much Will LG Raise?

According to insider reports, the IPO will involve an Offer-for-Sale (OFS) route by LG Electronics (South Korea), the parent company. The size of the issue is pegged at around $1.7 billion (approx. ₹14,000 crore), making it one of the largest IPOs in India’s consumer electronics space.


#### Equity Dilution

The South Korean parent is expected to offload approximately 15% of its stake in the Indian arm. There is no new share issuance, meaning no fresh capital will be raised by LG India itself—this IPO will solely enable LG Electronics Inc. to monetize its holdings.


#### Strategic Expansion Backing the IPO

One of the key developments supporting LG’s IPO strategy is its investment in domestic manufacturing capacity.


#### New Manufacturing Plant in Andhra Pradesh

LG has recently broken ground on its third manufacturing facility in India, located in Sri City, Andhra Pradesh.

* Investment: $600 million over four years
* Timeline: 
- Air Conditioners: Production to begin by late 2026
- Refrigerators & Washing Machines: To be added in phases by 2029
* Employment Impact:
- Direct jobs: 1,500
- Indirect jobs: Up to 10,000

This expansion underscores LG’s commitment to the Indian market and aligns with the Make in India initiative.


#### Market Conditions and Why IPO Was Delayed

#### Why LG Postponed the IPO in April 2025

LG initially planned to go public in early 2025. However, the IPO was postponed due to:

* Unfavorable market conditions
* Weak investor appetite in the large-cap consumer goods segment
* Global economic uncertainties

With the Nifty index rebounding over 12% since its March 2025 lows, LG appears more confident about favorable valuations and market demand in the upcoming window.


#### Government Incentives and Policy Support

LG’s IPO is strategically aligned with India's policy ecosystem encouraging manufacturing and employment.


#### Key Government Support:

Production-Linked Incentive (PLI) Scheme: Part of India’s $2.68 billion electronics manufacturing push

Employment-Based Incentives: LG’s large-scale hiring plans may qualify for central and state-level job creation benefits

These policy tailwinds not only enhance LG India’s growth prospects but also improve investor perception around long-term profitability.



#### What Does This Mean for Retail and Institutional Investors?


#### Key Investment Highlights

Factor	Details
IPO Size	Approx :  $1.7 billion via OFS
Equity Dilution	: ~15% of LG Electronics Inc.’s stake
Expansion Plan	: New plant in AP, manufacturing boost
Employment Impact :	Over 11,500 direct and indirect jobs
Government Policy Support : 	Strong alignment with PLI and employment schemes
Market Sentiment	: Improved Nifty performance; IPO window looks stronger


#### Risks and Watch Points

* Valuation Sensitivity: The IPO was earlier delayed due to high valuation expectations from the parent.
* Market Volatility: Any global or domestic shocks could impact the final IPO schedule again.
* No Fresh Issue: Since this is a pure OFS, the proceeds will not directly benefit LG India’s operations.


#### Final Thoughts

LG Electronics India’s IPO is shaping up to be a high-profile listing in India’s IPO calendar. Backed by a robust manufacturing expansion, strong brand equity, and government policy support, the company is positioned for long-term success in India’s fast-growing consumer electronics market.

However, investors should remain cautious of valuation levels and potential delays due to market volatility. If the IPO goes live as planned, it will provide a rare opportunity to invest in a high-growth, multinational-backed brand in the Indian public market.


> Subscribe to our newsletter for the latest insights on IPOs, tech trends, and financial news delivered straight to your inbox.


Get the latest insights on LG Electronics India's upcoming IPO. Learn about filing dates, IPO size, manufacturing expansion, and government incentives to watch in 2025–26.

LG Electronics India IPO 2025–2026: Key Dates, Valuation, and Expansion Plans

LG Electronics India IPO 2025–2026: Everything Investors Should Know

# ICAI’s New Tax Audit Limit: Max 60 Audits Per Partner from FY 2026–27


The **Institute of Chartered Accountants of India (ICAI)** has set a new cap: starting FY 2026–27, each partner can sign **no more than 60 tax audits per fiscal year**, whether individually or as part of a firm. This marks a significant shift toward improving audit quality and reducing workload concentration.


## 1. What’s Changing?

- 🗓 **Effective from FY 2026–27 (AY 2027–28)**  
  Each partner’s **total** signing count—across solo and firm assignments—will be capped at **60 tax audits/year** :contentReference[oaicite:1]{index=1}.
- **Proxy signing is now banned.** Partners will no longer be allowed to sign audits on behalf of others :contentReference[oaicite:2]{index=2}.


## 2. Why This Reform?

- **Promotes fairness:** Prevents senior partners from hoarding audit assignments under junior signatures :contentReference[oaicite:3]{index=3}.  
- **Improves audit quality:** Ensures better accountability and attention to each audit :contentReference[oaicite:4]{index=4}.  
- **Broadens opportunity:** Gives junior and mid-level partners a chance to build credibility :contentReference[oaicite:5]{index=5}.


## 3. Impacted Stakeholders

| Stakeholder | Change |
|------------|--------|
| **Individual Partners** | Must track and ensure they don’t exceed the 60-audit cap. |
| **CA Firms** | Need to redistribute audits strategically to comply. |
| **Junior Partners** | Will gain more responsibility and career growth opportunities. |


## 4. What’s Not Included

- Audits mandated under **specific sections of the Income Tax Act** (e.g., certain statutory audits) are *not* counted toward the 60-audit cap :contentReference[oaicite:6]{index=6}.


## 5. How Firms Should Respond

1. **Audit Tracking**: Implement internal trackers to monitor audit count per partner.
2. **Workload Planning**: Distribute audits evenly among partners.
3. **Grow Capacity**: Promote partners or hire to cover audit volume.
4. **Ensure Compliance**: Avoid proxy signings and document each partner’s signed reports.


## Final Takeaway

ICAI’s new rule marks a major shift toward **quality-driven, accountable, and distributed** tax audit practices. Firms must adapt with better systems, and partners—including juniors—will get fairer access and recognition.

> *Stay updated with [Multigyan’s finance and audit articles!](https://www.multigyan.in/blog)*    
> [Subscribe to our newsletter](https://www.multigyan.in/subscribe) for the latest tech updates

ICAI will cap tax audit assignments at 60 per partner annually from FY 2026–27, aiming to improve audit quality, reduce workload concentration, and promote fairness among partners.

ICAI Limits Tax Audits to 60 per Partner from FY 2026–27

ICAI 60 Audit Rule: New Tax Audit Limit Per Partner from FY 2026–27

# How AI is Changing Everyday Life: Real-World Examples


Artificial Intelligence (AI) is no longer just a buzzword from sci-fi movies. It has quietly become part of our daily lives changing how we communicate, work, shop, travel, and even stay healthy.

In this article, let’s explore **real-world examples** of how AI is transforming everyday life in 2025.


## 1. AI Chatbots and Virtual Assistants

**Where you’ve seen it:**  
- ChatGPT  
- Google Assistant, Siri, Alexa  
- Customer support on websites  

AI chatbots are now smarter and more human-like than ever. From answering customer queries instantly to helping you schedule meetings, they reduce human workload while offering 24/7 assistance.



## 2. AI in Healthcare

**Where you’ve seen it:**  
- Health monitoring apps  
- Predictive diagnostics  
- Robot-assisted surgery  

Applications like SkinVision scan skin conditions using AI. Tools like IBM Watson assist doctors by analyzing records and suggesting treatments. Wearables use AI to detect heart irregularities in real time.



## 3. Autonomous and Smart Vehicles

**Where you’ve seen it:**  
- Tesla Autopilot  
- Waymo self-driving cars  
- Smart parking systems  

AI helps vehicles understand road conditions and make decisions safely. It also supports features like lane detection and emergency braking in regular cars.


## 4. AI in E-Commerce and Shopping

**Where you’ve seen it:**  
- Amazon product recommendations  
- Flipkart visual search  
- Chat-based shopping support  

AI suggests products, powers voice search, and even matches items from uploaded photos.


## 5. AI in Entertainment and Content Creation

**Where you’ve seen it:**  
- Netflix and YouTube recommendations  
- AI-generated music and videos  
- Social media filters  

AI personalizes your feed and creates custom content from memes to video dubbing in different languages.


## 6. Education and Personalized Learning

**Where you’ve seen it:**  
- Duolingo, BYJU’S, Khan Academy  
- AI tutors  
- Smart quizzes  

AI helps learners by adapting lessons to their pace, grading automatically, and offering instant feedback.


## 7. Smart Homes and IoT Devices

**Where you’ve seen it:**  
- Google Nest, Amazon Echo  
- Smart lights, thermostats, and alarms  

AI enables your home to adjust lighting, temperature, and security based on your behavior.



## 8. AI in the Workplace

**Where you’ve seen it:**  
- Grammarly, Jasper AI  
- Auto-scheduling tools  
- Resume screening  

AI boosts productivity with smart suggestions, grammar fixes, auto-emails, and HR automation.



## Final Thoughts

AI isn’t just a futuristic trend it's already reshaping your everyday experience. Whether it’s your smartwatch, shopping app, or personal assistant **AI is quietly working behind the scenes to make life easier.**

> 💡 *“Artificial intelligence is not just about machines, it's about amplifying human potential.”*  
> — **Fei-Fei Li**

> 🔗 **Explore more tech blogs at [Multigyan.in](https://www.multigyan.in/blog)**  
> 💌 [Subscribe to our newsletter](https://www.multigyan.in/subscribe) for the latest tech updates






Discover how AI is transforming everyday life in 2025 through real-world examples like chatbots, smart healthcare, autonomous vehicles, and more.

How AI Is Changing Daily Life in 2025 – Real-World Applications of AI

How AI is Changing Everyday Life: Real-World Examples


Looking for free AI tools in 2025? 

Here are the top 10 handpicked tools that help you write, design, build, and grow without spending a rupee.

Artificial Intelligence (AI) is revolutionizing the way we work, learn, and create. The good news? You don’t need a massive budget to start using it.

Here are **10 powerful and free AI tools** you can start using today handpicked for students, creators, and developers in 2025.





## 1. **Canva Magic Write**

> **Use it for:** Content writing + visual design  
> **Website:** [canva.com](https://www.canva.com)

Canva is well-known for its graphic design capabilities, and with the addition of Magic Write, it's become a powerful AI writing assistant too. You can create Instagram captions, blog introductions, email headers, and even LinkedIn posts directly from your Canva editor.

It works well for social media managers, freelancers, and creators who want beautiful visuals with engaging content all from one dashboard.

## 2. **ChatGPT (Free Tier)**

> **Use it for:** Writing, coding help, explanations, brainstorming  
> **Website:** [chat.openai.com](https://chat.openai.com)

ChatGPT by OpenAI is an incredibly versatile tool that can help with almost anything from writing blogs and generating creative ideas to debugging code or answering questions like a tutor. Its free tier is still quite powerful and perfect for students who need assistance with essays, or developers who want coding support without diving into documentation.

You can ask it to summarize articles, generate outlines, write cover letters, create stories, and even prepare for interviews.



## 3. **Notion AI**

> **Use it for:** Summarizing notes, drafting content, task automation  
> **Website:** [notion.so](https://www.notion.so)

Notion AI is ideal for productivity enthusiasts. You can use it to summarize meeting notes, auto-complete tasks, generate templates, or even brainstorm ideas for your projects. It's perfect for students managing study notes or professionals handling multiple projects.

You can even ask it to explain a topic to you in simpler terms a huge plus for learners.

## 4. **QuillBot**

> **Use it for:** Paraphrasing, grammar correction, summarizing  
> **Website:** [quillbot.com](https://www.quillbot.com)

QuillBot is a powerful writing assistant used by students and professionals to paraphrase text, check grammar, and summarize content instantly. It's incredibly useful for rewriting assignments, improving clarity, and even generating citations using its built-in tools.

Its Chrome extension and integration with Google Docs make it super accessible.

## 5. **Durable.co AI Website Builder**

> **Use it for:** Instantly create a website with AI  
> **Website:** [durable.co](https://durable.co)

Durable lets you build a fully functional website just by describing your business. It creates copy, layout, and even contact forms in seconds. Ideal for solopreneurs, small business owners, or creators who don’t have time to code.

Bonus: it also generates SEO content and has built-in analytics and lead capture.



## 6. **Copy.ai**

> **Use it for:** Social media content, email writing, product descriptions  
> **Website:** [copy.ai](https://www.copy.ai)

Copy.ai helps you write faster and better, especially if you're in marketing or ecommerce. Need product descriptions, email sequences, ad copy, or cold outreach scripts? Just enter a few keywords, and let AI handle the rest.

Their free plan is generous enough for beginners and small teams.



## 7. **Leonardo AI (Free Tier)**

> **Use it for:** AI-generated images and assets  
> **Website:** [leonardo.ai](https://leonardo.ai)

Leonardo AI is a dream come true for artists, designers, and developers who need quick assets. Create illustrations, avatars, icons, or even UI layouts using text prompts.

The free tier gives you daily credits, perfect for casual use or learning.



## 8. **Perplexity AI**

> **Use it for:** AI-powered research and search  
> **Website:** [perplexity.ai](https://www.perplexity.ai)

Perplexity is like ChatGPT with built-in citations. It pulls real-time data from the web and presents sources making it ideal for research-heavy tasks, academic work, and fact-checking.

You can ask it for article summaries, comparison tables, or deep dives on specific topics.



## 9. **Krisp.ai**

> **Use it for:** Noise cancellation during calls  
> **Website:** [krisp.ai](https://krisp.ai)

Whether you're attending Zoom classes, remote meetings, or recording podcasts, Krisp removes all background noise in real time. Great for professionals working from home or students in noisy environments.

It works with all major platforms and is plug-and-play.



## 10. **Mubert (Free Tier)**

> **Use it for:** AI-generated copyright-free music  
> **Website:** [mubert.com](https://mubert.com)

Mubert lets you generate custom background music for your videos, podcasts, or streams. Just select a genre and mood, and the AI composes music on the fly.

It’s royalty-free, so you won’t face copyright strikes on platforms like YouTube.



## Final Thoughts

AI isn’t just the future, it’s already reshaping our present.

Whether you're a student writing an essay, a content creator crafting a YouTube script, or a business owner trying to build a brand, **these free tools can save you hours of work**.

> **Explore more AI articles on** [Multigyan.in](https://www.multigyan.in/blog)  
> Don’t forget to [subscribe to our newsletter](https://www.multigyan.in/) for weekly tips!


Discover the top 10 free AI tools for students, creators, and developers in 2025. From ChatGPT to Canva, explore tools that boost productivity at zero cost.

Top 10 Free AI Tools You Should Try in 2025 – Multigyan

Top 10 Free AI Tools You Should Try in 2025 (For Students, Creators & Developers)

## Why Understanding Crypto Taxes Matters

India’s crypto market continues to boom. But with rapid growth comes increasing regulatory scrutiny. After the **Union Budget 2022**, the government officially classified cryptocurrencies as **Virtual Digital Assets (VDAs)**, imposing a flat 30% tax on gains and 1% TDS on transactions. In this post, we explain how these taxes work, filing procedures, and strategies to stay compliant—without breaking the bank.

If you're new to the world of digital currencies, check out our beginner-friendly [guide to understanding cryptocurrency for Indian investors](https://www.multigyan.in/blog/understanding-cryptocurrency-a-simple-guide-for-indian-investors).

## What Are Virtual Digital Assets (VDAs)? 

**Virtual Digital Assets** include:

- Cryptocurrencies (e.g., Bitcoin, Ethereum)
- NFT tokens
- DeFi tokens and chain tokens

The Indian Income Tax Act defines VDAs broadly, excluding central bank digital currencies (CBDCs) and traditional digital gold. The key point: if you're trading, investing, swapping, or using anything digital, it falls under VDA taxation.

## Crypto Tax Rates in India (FY 2024–25)

### 🔹 30% Flat Tax on Gains

All profits—from trading, selling, or spending VDAs—are taxed at **30%**, plus applicable surcharge and cess.

- No concept of long-term vs. short-term gains
- No deductions allowed except cost of acquisition

### 🔹 1% TDS on Transactions

Introduced in July 2022, a **1% TDS** is deducted at the time of selling or transferring VDAs. This applies even if you incur a loss and is enforced across exchanges.

## Budget Updates: 2023–2025

1. **Budget 2023** – reaffirmed 30% tax under Section 115BBH and 1% TDS under Section 194S  
2. **Budget 2024** – launched ‘Schedule VDA’ in ITR forms  
3. **Interim Budget 2025** – no rate changes but made reporting mandatory for exchanges  
4. **Budget 2025** – introduced a separate **Schedule VDA** in FY25–26 to improve transparency

## When Do Taxes Apply?

You must pay crypto tax when:

- Selling VDAs for INR or other fiat currency
- Swapping VDAs for other VDAs (e.g., BTC → ETH or stablecoins)
- Using VDAs to purchase goods/services

⚠️ Holding (HODLing) or wallet-to-wallet transfers are *not taxable*, since there’s no realization event.

## How Crypto Tax Is Calculated: Examples

### Example 1: Crypto-to-INR Profit

- Bought ETH for ₹100,000  
- Sold for ₹150,000 → gain of ₹50,000  
- Tax = ₹50,000 × 30% = ₹15,000 (plus surcharge & cess)

### Example 2: Net Gains in Same Year

- Profit of ₹100,000 from BTC  
- Loss of ₹50,000 from ETH  
- Net profit = ₹50,000 → tax ₹15,000

**Note:** You cannot set off losses from one VDA against gains from another across years or against other income.

## TDS Details You Should Know

- **1% TDS** applies on all VDA transfers (profit or loss)
- ₹10,000+ transactions trigger automatic TDS
- Exchanges must issue TDS certificates—attach them during ITR filing
- Penalties for non‑deduction/delay include interest and possible jail time

## Filing Crypto Taxes in India

1. Calculate annual capital gains  
2. Collect TDS certificates needed for proof  
3. Fill out **Schedule VDA** in ITR‑2 or ITR‑3  
4. Use tax tools (like KoinX, CoinDCX tax widget) to simplify  
5. File returns by due dates (typically July 31)

## Special Cases: Gifts, Airdrops, Mining & NFTs

- **Gifts**: VDA gifts over ₹50,000 are taxed in the receiver’s hands at 30%  
- **Airdrops**: Treated as income when received; gains taxed when sold  
- **Mining**: Crypto received via mining is taxed as business income; gains on sale fall under 30% VDA tax  
- **NFTs**: Profits from NFT sales are taxed as VDA gains

## Penalties for Non‑Compliance

| Violation | Penalty |
|-----------|---------|
| Under‑reporting income | 50–200% of tax |
| Non-payment of TDS | 15% annual interest + ₹200/day late fee |
| Willful concealment | Up to 7 years of imprisonment |

## Pro Tips to Stay Tax-Compliant 

- Track your trades and profits year-round using apps like CoinTracker or Koinly
- Maintain TDS records (Form 26AS) from exchanges like CoinDCX
- Consult a tax advisor if your VDA income exceeds ₹10L+ per year
- Always report even small airdrops or NFT earnings

## Frequently Asked Questions

### 1. What if I make a loss?
Losses on VDAs cannot be set off against other income or carried forward.

### 2. Who deducts the 1% TDS?
Crypto exchanges deduct TDS at the time of sale/transfers and issue certificates for use while filing ITR.

### 3. Do I need a chartered accountant?
For most users, platforms and tax tools help. Consult a CA if you trade frequently or deal with complex transactions like DeFi.


## Final Thoughts

Crypto may be decentralized, but taxes are not. The Indian government has made it clear that crypto income will be taxed rigorously. The good news? With a little planning, record-keeping, and timely filing, you can stay fully compliant and stress-free, even if your portfolio goes to the moon. 

*Visit more insightful blogs on [Multigyan.in](https://www.multigyan.in)*

Discover everything Indian crypto investors need to know in 2025: 30% flat VDA tax, 1% TDS on transactions, filing procedures, and tips to stay compliant. Learn how to report airdrops, NFTs, mining income, penalties, and best filing practices.

Crypto Tax Guide India 2025: Flat 30% VDA Tax & 1% TDS Explained

Crypto Tax Guide India (2025): What Every Investor Must Know

As digital assets gain momentum globally, Indian investors are increasingly curious about cryptocurrency. If you're looking for a beginner-friendly guide to understand Bitcoin, Ethereum, the legal landscape in India, and investment tips, you're in the right place.

## What Is Cryptocurrency?

Cryptocurrency is a digital or virtual currency that uses cryptography for security. Unlike traditional money issued by governments, cryptocurrencies operate on decentralized networks based on blockchain technology.

### Popular Cryptocurrencies:
- **Bitcoin (BTC):** The first and most well-known cryptocurrency, often referred to as digital gold.
- **Ethereum (ETH):** Known for enabling smart contracts and decentralized apps (dApps).



## 🇮🇳 Legal Status of Cryptocurrency in India

The legal scenario around crypto in India has evolved rapidly:

- **Crypto is not illegal**: As of 2025, trading and investing in cryptocurrencies is permitted.
- **Taxation**: Gains from cryptocurrency are taxed under the head “Income from Other Sources,” with a flat **30% tax** on profits and **1% TDS** on transactions above a threshold.
- **RBI Caution**: The Reserve Bank of India does not consider cryptocurrencies as legal tender. However, they are not banned either.

Always consult a tax advisor before making crypto investments to ensure compliance.


## Should You Invest? Tips for Indian Investors

Cryptocurrencies can be highly rewarding but also volatile. Here are some tips to help you make informed decisions:

### Start Small
Don’t invest more than you can afford to lose. Begin with small amounts as you learn the ropes.

### Choose Secure Platforms
Use trusted Indian exchanges like:
- **CoinDCX**
- **ZebPay**


Ensure they offer two-factor authentication and cold wallet storage.

### Educate Yourself
Follow reliable sources like CoinDesk, CoinTelegraph, and YouTube channels focused on Indian crypto trends.

### Diversify Your Portfolio
Avoid putting all your money into a single coin. Mix between stablecoins, Bitcoin, Ethereum, and newer tokens.



## Safety Tips for Indian Users

- **Avoid scams and Ponzi schemes.**
- **Never share your wallet’s private keys.**
- **Double-check URLs before logging into exchanges.**



##  Final Thoughts

Cryptocurrency offers exciting opportunities for Indian investors, but it’s not without risk. Understand the market, stay updated on regulations, and invest cautiously.

> “Risk comes from not knowing what you’re doing.” — Warren Buffett



## Resources for Further Reading

- [RBI’s Official Statement on Virtual Currencies](https://rbi.org.in)
- [Income Tax Guidelines on Cryptocurrency](https://incometaxindia.gov.in)
- [WazirX Blog – Indian Crypto Insights](https://wazirx.com/blog)


*Visit more insightful blogs on [Multigyan.in](https://www.multigyan.in)*


New to crypto? Learn how cryptocurrency works, how to buy and store it, where to invest in India, managing risks like FOMO and stop-loss, and essential concepts like wallets, exchanges, and blockchain.

Understanding Cryptocurrency: Beginner’s Guide for Indian Investors

Understanding Cryptocurrency: A Simple Guide for Indian Investors


> Air India Ahmedabad-London flight crash Live Updates: 169 Indians, 53 Britains among passengers aboard the Boeing 787-8 aircraft.




In a devastating blow to Indian aviation, Air India Flight AI171, a Boeing 787 Dreamliner, crashed just minutes after take-off from Ahmedabad’s Sardar Vallabhbhai Patel International Airport on June 12, 2025.

The flight, headed to London Gatwick, was carrying 230 passengers and 12 crew members when it lost contact at a dangerously low altitude of just 625 feet. Before vanishing from radar, the pilots issued a MAYDAY distress call, indicating a possible technical or structural emergency.

Tragically, the aircraft crashed into a residential hostel building in the Meghani Nagar area, just a few kilometers from the runway. The collision resulted in a massive fireball, sending thick black smoke over the city and triggering panic among residents.

Eyewitnesses described a terrifying scene — a loud explosion, debris raining down, and screams from the crash site. Emergency services responded immediately, with six NDRF teams, firefighters, and ambulances working in unison to rescue survivors and control the blaze.

The airport suspended operations temporarily, and the government established emergency helplines for families of passengers. The Directorate General of Civil Aviation (DGCA), Aircraft Accident Investigation Bureau (AAIB), and Boeing are jointly investigating the cause, focusing on black box data and aircraft maintenance records.

This incident marks the first crash involving a Boeing 787 Dreamliner, a model considered among the safest in modern aviation. Officials, including Prime Minister Modi and Home Minister Amit Shah, expressed condolences and assured full-scale support to the affected families.

As the country mourns this catastrophic event, the aviation world watches closely for answers that will help ensure such a tragedy never happens again.


✅ Summary – Air India Flight AI171 Crash in Ahmedabad (12 June 2025)
* Flight: Air India AI171, Boeing 787-8 Dreamliner
* Route: Ahmedabad → London Gatwick
* Time: Took off at 1:38 PM, crashed within 5 minutes
* Crash Site: Meghani Nagar, near Ahmedabad Airport
* Onboard: 230 passengers + 12 crew members
* What Happened: Aircraft lost signal at ~625 ft altitude; issued a MAYDAY call before disappearing from radar
* Impact: Crashed into a college hostel building, burst into flames
* Casualties: Multiple feared dead/injured (exact figures awaited)
* Response: NDRF, Fire, Police on site; Airport shut temporarily
* Investigation: DGCA, AAIB, Boeing involved; Black box retrieval underway
* Significance: First-ever crash of Boeing 787 since its launch in 2009


News Credit : The Indian Express.

Read an in‑depth report on the June 2025 crash of Air India Flight AI171 in Ahmedabad. Discover how the Boeing 787‑8 Dreamliner crashed after takeoff, the casualties and lone survivor, black box recovery, ongoing investigations, and the airline’s safety response

Air India Dreamliner Crash Ahmedabad 2025: Flight AI171 Tragedy & Aftermath

Tragedy in the Skies – Air India Dreamliner Crashes in Ahmedabad


# WWDC 2025 Highlights: iOS 26, iPadOS 26 & the Dawn of Liquid Glass.


Apple has just wrapped its WWDC 2025 keynote—and let’s just say, the future of the Apple ecosystem looks nothing short of dazzling. With iOS 26, iPadOS 26, and a bold new design language called Liquid Glass, Apple is kicking off a fresh era across its platforms.

***💎 Liquid Glass: The Star of the Show***
Apple’s new design language, Liquid Glass, is a visual treat—sleek, translucent, and dynamic. It's not just eye-candy; it’s the foundation of UI across iOS, iPadOS, macOS Tahoe, watchOS, and tvOS.

With optical depth and fluidity, Liquid Glass adapts to light/dark modes and intelligently reacts to on-screen content. Every element—from buttons and sliders to app toolbars—feels alive and responsive.

Alan Dye, VP of Human Interface at Apple, called this “the biggest design shift since iOS 7,” and it shows.

***📱 iOS 26: A New Era for iPhones***
iOS 26 is more than just a facelift—it’s a smarter, sleeker, and more intuitive experience. The update will roll out to iPhone 16e and later, including the new iPhone 17 series, which ships with it out of the box.

***Key iOS 26 Features :***
* Liquid Glass UI: From Lock Screen to Control Center, everything looks reimagined.
* Dynamic Lock Screen: The time now blends beautifully with your wallpaper.
* Updated App Icons: Redesigned for both light and dark modes.

***New Functionalities:***
  - Call Screening for unknown numbers
  - Spam filtering tools
  - Hold Assist
  - Polls in Group Messages

Whether you're taking a call or browsing Safari, iOS 26 makes every interaction feel premium.

***💻 iPadOS 26: Finally Mac-Like Multitasking***
The real game-changer? iPadOS 26. Apple is finally turning the iPad into the multitasking powerhouse we always wanted.

***What’s New:***
**Windowing System:**  Resize and arrange app windows like macOS.
**Window Tiling:**  Organize windows with intuitive gestures.
**Menu Bar:** Access in-app tools and commands quickly.
**Pointer Support:** Improved cursor control for trackpads and keyboards.
**Enhanced File Management:** Easier access and editing of files.

The iPad now truly feels like a hybrid between a tablet and a Mac—perfect for professionals, creatives, and power users.

***🎨 For Developers***
Apple has updated SwiftUI, UIKit, and AppKit with new APIs to support Liquid Glass. That means third-party apps can now match Apple’s system-wide elegance.

***✨ Final Thoughts***
WWDC 2025 marks a pivotal shift for Apple’s software ecosystem. With Liquid Glass leading the design evolution and iPadOS finally catching up to its hardware potential, Apple is delivering substance along with style.

Stay tuned—our hands-on impressions of iOS 26 and iPadOS 26 are coming soon!

Explore Apple’s WWDC 2025 highlights: the new ‘Liquid Glass’ design across all platforms, iOS 26’s AI-powered features, revamped multitasking in iPadOS 26, updated camera, Translation, Call‑Screening and Apple Intelligen­ce enhancements

WWDC 2025: iOS 26 & iPadOS 26 ‘Liquid Glass’ Design – Key Features Revealed

WWDC 2025 Highlights: iOS 26, iPadOS 26 & the Dawn of Liquid Glass

# Use of XR using AI for Modern Defense Applications

Maintaining a competitive edge in the fast-changing field of defense technology depends on including fresh ideas. One such strong convergence in contemporary military applications is the employment of **Extended Reality (XR)** in concert with **Artificial Intelligence (AI)**. Offering hitherto unheard-of capabilities in situational awareness, decision-making, and operational efficiency, this dynamic team of technologies is transforming military forces' training, strategy, and operation.

## Understanding XR and AI in Defense Context

**Extended Reality (XR)** is a broad concept including **Mixed Reality (MR)**, **Virtual Reality (VR)**, and **Augmented Reality (AR)**. XR creates immersive experiences by fusing computer-generated environments with actual components. In the defense sector, XR can simulate combat settings, improve tactical awareness, and offer real-time battlefield data visualization.

Conversely, **Artificial Intelligence (AI)** is the imitation of human intellect in machines that lets them learn from data, identify trends, and make decisions. Combined with XR, AI provides personalization, automation, and advanced situational analysis — taking immersive defense technologies to the next level.

By means of tools that improve training, provide real-time combat support, and simplify operational workflows, XR and AI together are transforming defense capabilities.

---

## 1. Immersive Training and Simulation

Conventional military training has limits in simulating real-world combat scenarios. XR powered by AI overcomes these challenges with hyper-realistic and adaptive environments.

* **Virtual Reality (VR) Training Simulators**: Troops can engage in realistic combat simulations safely. AI adjusts scenario difficulty based on the user’s skill level, enhancing the learning curve.
* **Augmented Reality (AR) for Tactical Drills**: AR devices overlay tactical data during drills. AI enhances this by providing context-aware guidance and feedback in real time.
* **AI-Driven Scenario Generation**: AI can create unpredictable battle situations within VR, training soldiers for real-world uncertainties. Machine learning dynamically adjusts complexity based on performance.

---

## 2. Enhanced Situational Awareness and Decision Support

Real-time awareness is vital in combat. XR and AI significantly improve how troops perceive and respond to battlefield conditions.

* **Mixed Reality for Battlefield Visualization**: MR devices like Microsoft HoloLens, enhanced with AI, can display live battlefield layouts, troop positions, and threats using real-time data from drones and satellites.
* **AI-Driven AR Headsets**: These can identify enemy positions, hazards, and suggest safe tactical routes. AI lowers the soldier's cognitive load and highlights hidden dangers using pattern recognition.

---

## 3. Remote Operations and Maintenance Support

AI-driven XR is invaluable for remote operations and equipment maintenance.

* **Remote Assistance with AR**: Technicians can receive AI-generated step-by-step guidance through AR headsets, especially useful in high-pressure or hostile environments.
* **Robotics and Drones**: XR enables remote control of drones and unmanned vehicles. AI assists with hazard detection, video stabilization, and target tracking. Combined with VR, it provides immersive remote operation.

---

## 4. Mission Planning and Wargaming

For strategic planning and mission rehearsals, XR combined with AI offers unmatched simulation tools.

* **Virtual Mission Rehearsals**: AI analyzes geographical and intelligence data to generate realistic 3D terrain. Commanders can rehearse and visualize tactics in XR environments.
* **Wargaming with AI**: AI simulates enemy behavior based on historical data. XR allows strategists to interact with these simulations in a realistic and immersive way, improving strategic foresight.

---

## Future Outlook: Paving the Way for Smarter Defense

While the potential is vast, XR and AI in defense face some challenges:

* **Data Security**: Safeguarding mission-critical data is essential to avoid breaches.
* **Technical Limitations**: High-performance hardware and processing power requirements may limit use in extreme or resource-constrained conditions.
* **User Adaptation**: Military personnel must undergo thorough training to use these technologies effectively under stress.

---

## Conclusion

XR combined with AI is revolutionizing defense by enhancing training, situational awareness, and mission planning. This powerful integration empowers military forces with realistic simulations, improved adaptability, and faster decision-making.

As these technologies evolve, they will redefine modern defense — making it smarter, more agile, and better equipped for the complexities of contemporary warfare. By blending the physical and digital worlds, XR and AI are shaping the future of military superiority.

---

## References

1. J. Haider et al., "Mixed Reality Training for Modern Defense Applications: A Comprehensive Review," *Journal of Defense Technology and Innovation*, vol. 12, no. 3, pp. 45-60, 2023.
2. M. O. Rusu et al., "Artificial Intelligence in Defense: Enhancing Tactical Decision-Making," *IEEE Transactions on Artificial Intelligence*, vol. 4, no. 2, pp. 230-241, 2022.
3. P. Nguyen et al., "Virtual Reality and Artificial Intelligence in Military Training Simulations," *Defense Modeling and Simulation Journal*, vol. 8, no. 1, pp. 18-29, 2021.
4. B. Williams et al., "Augmented Reality for Tactical Combat: A Next-Generation Approach," *Journal of Military Systems Engineering*, vol. 15, no. 4, pp. 312-326, 2023.
5. D. K. Sharma et al., "Autonomous Systems in Defense: XR and AI Integration," *International Journal of Robotics and Automation in Defense*, vol. 10, no. 2, pp. 145-158, 2022.
6. R. E. Smith and T. A. Bell, "Situational Awareness Through AI-Enhanced AR Systems," *Defense Technology and Innovation Journal*, vol. 9, no. 3, pp. 98-112, 2021.
7. H. Patel and L. Zhang, "Mission Planning with AI and XR: Innovations for Modern Warfare," *IEEE Access*, vol. 7, pp. 123456-123467, 2022.

Explore how XR (AR/VR/MR) combined with AI is revolutionizing military operations: immersive training, AI-driven combat simulations, tactical AR overlays, advanced UAV control, mission planning, med-tech, and real‑time battlefield decision support

XR + AI in Modern Defense Applications: Enhancing Training, Planning & Battlefield Ops

Use of XR using AI for Modern Defense Applications

# What Happens When You Give College Kids a Taste of Power in a Fake Prison?

In 1971, Philip Zimbardo’s *Stanford Prison Experiment (SPE)* turned a Stanford basement into a psychological showdown, exposing how power can twist people into bullies or victims. The study sparked a firestorm of controversy for its ethical flops, yet its lessons still hit hard in today’s prisons and corporate offices, where rookie leaders with too much power can create toxic chaos.


## History at a Glance

In 1971, Zimbardo recruited 24 college guys, split them into *"guards"* and *"prisoners,"* and set up a mock jail in Stanford’s psych department. The plan? Two weeks of role-playing to study power dynamics. But within days, things went off the rails:

- Guards turned cruel, dishing out verbal abuse and humiliating tasks like cleaning toilets by hand.  
- Prisoners, reduced to numbers, broke down or rebelled.  
- Zimbardo, playing *"superintendent,"* got so caught up that he let the chaos run for six days before calling it quits.

The SPE showed how fast situations can push people into extreme roles: guards became mini-dictators, prisoners caved or fought back. It’s a raw look at how power and environment shape behavior, with lessons for prisons and beyond.


## Why It’s Still a Hot Mess

The SPE is as controversial as it is famous. Here’s why it’s been debated for decades:

- **Ethical Nightmare**  
  Prisoners faced real distress — breakdowns and humiliation — with negative effects emerging in students with previously healthy mental states. Zimbardo stood by too long. Today’s ethics rules would shut this down for prioritizing science over safety.

- **Methodological Flaws**  
  Critics, including psychologists like Peter Gray, have argued the SPE lacked scientific rigor. The sample size was small (24), and the selection process ignored external variables like personality traits. Zimbardo’s active role as superintendent introduced bias.

- **Environment or Obedience?**  
  Participants might’ve acted how they thought Zimbardo wanted: guards going full villain, prisoners playing helpless. This *“demand characteristics”* issue questions whether it was the situation or obedience to perceived authority that drove their behavior.

**Flawed?** Sure. But the SPE’s raw take on power still sparks big conversations.


## Corporate Chaos: SPE in the Office

**Surprise!!** The SPE’s lessons aren’t just for jails. They hit hard in corporate life, where newbie bosses with too much power can turn offices toxic:

### Power Dynamics in Corporate Hierarchies

In the experiment, guards given authority quickly became authoritarian. Similarly, corporate hierarchies create imbalances:

- A manager under pressure may micromanage.
- This mirrors guards’ harsh tactics and disempowers employees.
- **65% of workers report feeling disengaged** due to poor leadership.

### Role Conformity and Loss of Individuality

Participants suppressed personal values to conform. Likewise, in corporations:

- Employees might feel forced to fit roles like *“cutthroat executive”* or *“obedient team player.”*
- This can lead to ethical compromises or burnout.
- Example: A salesperson exaggerating claims to meet quotas.

### Groupthink and Deindividuation

The SPE revealed how group dynamics led to:

- Guards reinforcing each other’s cruelty.
- Prisoners feeling anonymous and powerless.

In offices:

- Groupthink stifles innovation or enables unethical decisions (see *Enron*).
- People justify actions through group norms, losing personal accountability.

### Ethical Implications and Workplace Culture

The experiment’s ethical failures echo in toxic workplaces:

- Bullying, overwork, unrealistic expectations.
- Harm to mental health and productivity.
- **Only 21% of employees globally feel engaged** (Gallup, 2024).

**Lesson:** Power without preparation turns cubicles into battlegrounds.


## Why It Still Matters

The *Stanford Prison Experiment* is a messy, gripping tale of power gone wrong. Its ethical flops and scientific hiccups make it controversial, but its core truth — that situations can twist good people — still resonates.

From humane prison reforms to taming toxic bosses, the SPE pushes us to rethink how we handle power.

**So here’s the kicker:**  
*How do we stop power from turning leaders into tyrants — whether in cells or corner offices?*


## References

- Haney, C., Banks, C., & Zimbardo, P. (1973). *Interpersonal dynamics in a simulated prison.* The Sociology of Corrections (New York: Wiley, 1977), 65-92.

- Gallup, Inc. (2025). *State of the Global Workplace Report.* In [https://www.gallup.com/workplace/349484/state-of-the-global-workplace.aspx](https://www.gallup.com/workplace/349484/state-of-the-global-workplace.aspx)


Explore the infamous 1971 Stanford Prison Experiment: how ordinary students became ‘guards’ and ‘prisoners’, the ethical breaches, psychological findings, criticisms of scripted behavior, and its enduring legacy in ethics and institutional reform