Personal Finance
Personal Finance Articles
Articles about personal finance, investment, taxation, and money management
36 articles
All Articles
36 articles
Buying a Car After GST Cut? Here is How to Save an Extra 1% (Guaranteed)
The GST reduction is great news for car buyers, but you might be leaving money on the table. Learn how the 1% TCS deducted by your dealer is actually your money and how to claim it back immediately.
Syam KumarDecember 4, 2025December 43 min20
Stocks vs. Mutual Funds: How to Start Investing With Small Capital
Confused between stocks and mutual funds? We break down the risks, rewards, and best strategies for beginners to start investing with small amounts today.
Syam KumarDecember 3, 2025December 33 min41
SEBI Warning on Digital Gold Investments: Risks, Regulatory Gaps & Safer Alternatives
Learn about SEBI’s caution on unregulated digital gold investments in India, understand the risks involved, and explore safer, regulated gold investment options like ETFs, EGRs, and Sovereign Gold Bonds to protect your wealth.
Raghavendra .TNovember 9, 2025November 95 min1572
GST Collections Rise 4.6% in October to ₹1.96 Lakh Crore on Festive Season Demand
India’s GST revenue saw a robust 4.6% year-on-year rise in October 2025, reaching nearly ₹1.96 lakh crore, fueled by strong festive shopping and recent tax rate reductions.
Raghavendra .TNovember 5, 2025November 53 min83
Why Your ₹6 Lakh Salary Isn't Growing (And How ChatGPT Can 10X Your Wealth By 2030)
Stop scrolling. If you're earning between ₹3 lakh to ₹50 lakh right now, the next 8 minutes will change how you think about money forever.The ₹10 Crore Question That Nobody's AskingLet's cut the BS. You're probably sitting in your flat right now, looking at your bank balance, wondering: "When wil...
Priya KumariOctober 29, 2025October 296 min211
💸UPI Poised for a Record-Breaking Month – Why Digital Payments Are Booming in India
India’s UPI payment system is heading toward another record-breaking month! With festive demand, GST cuts, and rising trust in digital payments, UPI is transforming how India transacts. Here’s what’s driving this revolution and what it means for businesses and consumers alike.
Raghavendra .TOctober 26, 2025October 263 min365
Gold and Silver Prices Hit Record High: Your Complete Investment Guide for 2025
Gold and silver hit record highs in 2025 with 62-65% gains. Learn about investment options including physical gold, digital gold, ETFs, mutual funds, and Sovereign Gold Bonds. Complete guide on where to invest, portfolio allocation, and future price predictions for Indian investors.
MultigyanOctober 22, 2025October 2222 min400
India’s New Crypto TDS Rule 2.0: What Changes on 1 Oct 2025 & How It Affects Every Trader
🌏 India’s New Crypto TDS Rule 2.0: What Changes on 1 Oct 2025 and How It Affects Every Trader Nothing is certain except death, taxes… and crypto regulations that change faster than a bull-run candle. — Indian Crypto Twitter, 2025 edition 1.
Vishal Kumar SharmaJuly 22, 2025July 221 min293
ICAI 60 Audit Rule: New Tax Audit Limit Per Partner from FY 2026–27
ICAI’s New Tax Audit Limit: Max 60 Audits Per Partner from FY 2026–27 The Institute of Chartered Accountants of India (ICAI) has set a new cap: starting FY 2026–27, each partner can sign no more than 60 tax audits per fiscal year , whether individually or as part of a firm.
Raghavendra .TJune 19, 2025June 191 min198
NPS vs Mutual Funds vs PPF vs EPF (2025): Which is Best for Retirement?
Confused between NPS, Mutual Funds, PPF, and EPF for retirement? ✅ Compare returns, tax benefits, lock-in & risks (2025 update). Find the best mix for your future today!
Priya KumariSeptember 30, 2025September 305 min72
The Great Indian Savings Festival: How GST 2.0 Puts Lakhs of Crores Back in Your Pocket
GST 2.0 slashes taxes on essentials, cars, and insurance, saving Indians ₹2.5 lakh crore yearly. A festive bonanza powering growth and household budgets.
Priya KumariSeptember 22, 2025September 224 min79
Master Your Mind, Master Your Money: A Guide to the 5 Biggest Investing Biases
A guide to the 5 biggest behavioral biases (FOMO, Loss Aversion, etc.) that hurt Indian investors. Learn to master your investor psychology and make better financial decisions.
MultigyanAugust 27, 2025August 276 min65
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